Personal Accident Insurance
The SCIS Personal Accident Insurance Scheme is available to all affiliated schools and provides low cost protection in respect of permanent disability or death by accident.
The need for personal accident insurance is of paramount importance. It is unfortunate that serious injuries often occur, many of which result in permanent disablement. In the majority of cases the injuries are purely as a result of an ‘accident’ and not occasioned by negligence. As such, there is no entitlement to compensation. However, in the event of permanent disability or death, a personal accident insurance policy will offer a guaranteed scale of benefits, irrespective of any legal liability and payable without prejudice to any other remedy.
This policy does not cover any claims which would result in the Insurers being in breach of any resolutions or trade or economic sanctions or other laws.